Legal information

Nowadays, many big cities need to develop and expand land, so the land will be demolished. Of course, the demolished households will also be compensated to a certain extent. Some have arranged directional resettlement houses for the demolished households. Some people don’t understand whether the directional resettlement houses can be mortgaged? The resettlement house sales dispute lawyers of Yingting Law Firm will learn about it together below.

Oriented resettlement houses are directional resettlement houses that are oriented for urban planning and land development reasons, and the demolished people are resettled. Urban residents who have been demolished and rural households whose farmhouses have been demolished are the targets of resettlement housing. According to the law, if you want to transfer or trade a resettlement house, you need to obtain the real estate certificate of the resettlement house, and then you can transfer it. There is no difference between the transaction and the general house.

If the targeted resettlement house has property rights, is legal, and there is no dispute over the right to use and ownership, then such targeted resettlement house can be used as a mortgage.

The basis for whether targeted resettlement houses can be mortgaged:

1. It depends on whether the resettlement house can be listed and traded. If so, it can be mortgaged.

2. It depends on whether the directional resettlement house has been properly registered as a mortgage. The property rights of the houses built on the allocated land are divided into many types, such as public housing for work units, affordable housing, resettlement housing, two-limited housing, etc. Some of these houses cannot be mortgaged, so whether they can be mortgaged depends on the property rights restrictions of the directional resettlement house.

The above resettlement house sale and purchase dispute lawyers from Yingting Law Firm introduced some relevant introductions to "Can directional resettlement houses be mortgaged?" It can be seen that directional resettlement houses can be mortgaged, but they need to meet some conditions, including whether they have been listed and traded, and whether they have been properly registered for mortgage. If they are met, then they can be mortgaged. In addition, it is necessary to clarify the nature of the property rights of the targeted resettlement houses during the transaction to avoid causing some trouble in the future.